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AN INVESTMENT FUND WHICH IS A PART OF THE FINGROW GROUP

biznes inwestycje

Investments

Biznes Inwestycje Plus Alternatywna Spółka Inwestycyjna SA (BI Plus ASI SA), a fund providing short- and medium-term financing for enterprises, is included in the Fingrow group. BI Plus ASI SA is an investment company entered in the register of managing Alternative Investment Companies (No. PLASI000239) kept by the Polish Financial Supervision Authority. The strategy of BI Plus ASI SA assumes a combination of dedicated debt financing with partial equity for the enterprise with an established level of operational control during the investment process. The BI Plus ASI SA management team, based on its own experience and analysis of the debt market in Poland, identified a supply gap in the field of specialized debt financing solutions for companies from the SME sector, which due to the deteriorated financial standing are outside the area of ​​interest of commercial banks and / or they are too small to use the product solutions offered by the capital market or private debt.

 

BI Plus ASI SA received a guarantee from the European Investment Fund for the amount of EUR 100 million, which covers up to 70% of losses in the investment portfolio of the fund financing SME enterprises. Acting in this way, BI Plus ASI SA deals with comprehensive restructuring and co-financing of the client's business. BI Plus ASI SA invests in operationally mature companies which, due to various internal or external factors, found themselves in a crisis economic situation.

 

 

For investors

 

Benefits of investing in bonds / debt of BI Plus ASI SA:

• BI Plus ASI SA is guaranteed by the European Fund
Investment - up to 70% of invested funds
• Funds are invested only in verified and audited
projects
• Decisions require a multi-stage approval from the introductory level
analysis after the Investment Committee
• Projects are fully supervised and controlled by experienced people
managers of BI Plus ASI SA


We invest in:

• Companies operating on the market for several years
• Company capital - direct purchase of company shares / stocks
(control over the implementation by BI Plus ASI SA)
• Debt secured on the company's assets (including real estate)
• Budget from 2 to 10 million euros


Investment conditions:

• Investment period - from 3 to 5 years
• Minimum investment amount - EUR 1 million
• Coupon - quarterly or annual

 

 

For projects seeking financing

 
Financing of investor's projects through BI Plus ASI SA:

• Full control over the project (project / company ownership)
• Investor's own funds plus investment co-financing by BI Plus ASI SA - funds obtained from the market (e.g. from banks)
• Minimization of investment risk - EIF guarantee up to 70% of invested capital
• Full project support
• Preparation of a business plan and strategy (market analysis, feasibility study and audit)
• Support of experienced staff of BI Plus ASI SA at the implementation and implementation stage
• Optimization of financing, business valuation
 
Projects financed by BI Plus ASI SA:

• Obtaining financing by BI Plus ASI SA
• Project control, full project service
• Minimization of investment risk - EIF guarantee up to 70% of invested capital
• Business valuation
• Preparation of a business plan and strategy (market analysis, feasibility study and audit)
• Support of experienced staff of BI Plus ASI SA at the implementation and implementation stage
• Optimization of financing, including obtaining additional financing from banks

 

During the project implementation:

• Sales support, marketing
• Cost management, accounting and auditing, legal services